Insurance

We have partnered with Aon to provide our Epicurean Market Place members with leading insurance.

By leveraging the quality of the Collection and the hands-on way that you each run your businesses as well as the economies of scale of the entire Collection, we have managed to obtain cost competitive, appropriate, flexible, and fit for purpose covers for Inn Club members during the challenging times the economy currently faces and beyond.

Risk mitigation

Driving cost of insurance down can be achieved through risk mitigation.

Aon have committed to ensure delivery of training and insight to help mitigate risks.

Flexibility of cover

Our aim has been to ensure flexible cover so that you do not pay for cover that is not needed at present.

With anticipated lower trading and occupancy levels, reduced stock being carried, and fewer employees from re-opening, and with this hopefully improving over time, we have pushed for a base insurance policy that meets basic needs, but that can then scale with business needs (both up and down).

A 'baseline' policy will be the starting point, delivering cost-effective cover that can be quickly adapted to match changing exposures. The 'baseline' policy will include:

what must be covered in order to comply with statutory requirements
what should be covered in terms of fixed assets and how this can be managed
what variable limits can be reduced to reflect lack of exposure
optional extra cover options on a site by site basis should they be required

It is essential that you are not paying for cover which is not required or deemed less vital at this point.